Best Business Credit Cards for Traveling

Since we are a travel site, we will never recommend a card that charges foreign transaction fees. If you are going to be jet-setting, this is the most important factor when deciding what the best business credit card for traveling is. When developing this list we considered the following factors:

• Point multipliers
• Perks
• Sign Up Bonus
• Annual Fee

We know there are all sorts of different credit cards out there that work well for very specific reasons, but when you are traveling it’s better to have a well-rounded card that provides big point multipliers. We are not here to waste your time, so we narrowed it down to the obvious three best business credit cards.

#1 Chase Ink Preferred

Best for People Who:

• Are e-commerce sellers, bloggers or entrepreneurs running internet based businesses
• Frequently lose or break their cell phones

Annual Fee: $95

Sign up Bonus: 80,000 bonus points after spending $5,000 in the first 3 months


• 3x for travel, shipping, social media advertising and internet/cable/phone services

• 1x everything else

Perks: Cell phone insurance up to $600 in coverage with a $100 deductible. This also covers employees phones.

Bottom Line: If you have recurring shipping or advertising expenses for your business, you will be shocked how many points you will accumulate. As an FBA seller, we put our shipping fees, PPC costs and phone bills on this and are able to fly all over the world for free. Partner this up with the Chase Reserve for your personal credit card and you will be collecting 3x the points for almost all your expenses and will have lounge access in airports all around the world. Talk about a match made in heaven!

Travel Partners

United MileagePlus® 1:1
Southwest Rapid Rewards 1:1
Air France Flying Blue (lets you book Delta and Alaska flights) 1:1
British Airways Avios (lets you book American Airlines flights) 1:1
Aer Lingus Avios (lets you book American Airlines flights) 1:1
Iberia Avios (lets you book American Airlines flights) 1:1
Virgin Atlantic Flying Club (lets you book Delta flights) 1:1
Korean SkyPass (lets you book Delta flights) 1:1
Singapore Airlines KrisFlyer 1:1
Hotels IHG Rewards 1:1
Hyatt Gold Passport 1:1
Marriott Rewards 1:1
Ritz Carlton Rewards 1:1

#3 AMEX Business Platinum® Card

Best For People Who:

• Prefer AmEx’s partners over Chases
• Book most flights with credit cards instead of points
• Need lounge access at airports

Annual Fee: $450

Sign up Bonus: 50,000 bonus points once you spend $10,000 within the first 3 months. Earn an additional 25,000 bonus points if you spend an additional $10,000 within the first 3 months.


• 5x on airfare and hotels booked through American Express Travel

• 1.5x on purchases over $5,000

• 1x on everything else

Perks: Access to Centurion and Priority Pass lounges. $200 annual airline fee credit. Global Entry or TSA Pre-check fee rebate.

Bottom Line: This card has some fantastic benefits; the 5x multiplier is flat out insane and it comes with lounge access almost everywhere. The one glaring issue with this card for me is that you only get the 5x the points when the purchases are on flights and hotels. Those two categories are where I SPEND my points. This would lead to me receiving almost no points based on my habits. If you use points a different way, then by all means, use this card!

Travel Partners

Aeromexico 1:1.6
Air Canada 1:1
Air France KLM (Flying Blue) 1:1
Alitalia (Millemiglia) 1:1
All Nippon Airways 1:1
Asia Miles 1:1
British Airways 250:200
Delta Air Lines (SkyMiles) 1:1
El Al Israel Airlines 1000:20
Emirates 1:1
Etihad Airways 1:1
Hawaiian Airlines 1:1
Iberia Plus 250:200
JetBlue Airways 250:200
Singapore Airlines 1:1
Virgin America 200:100
Virgin Atlantic Airways 1:1

Choice Privileges Rewards 1:1
Hilton Honors 1:1.5
Starwood SPG 1000:333

Final thoughts

Business expenses add up quick. Might as well get some additional benefits from paying off that credit card each month. You cannot go wrong with these three cards, just choose according to your situation. Watch the points stack up and start checking items off the travel bucket list!

Interested in the Best Personal Credit Cards for Travel? Check out this link!

*If you disagree with our picks, let us know! We will review all suggestions and are focused on only providing accurate information to our readers*